If you are a single high school teenager living with both parents in an average household in the USA, your parents can probably handle the family finances. If you have a sibling near the same age, your parents probably must finagle your family’s money to get by. If you are a single university student, your parents are also finagling their finances. If you have a brother or sister in high school, your parents are struggling. Finally, if you and your sibling are both in university, your parents definitely do not have the means to handle both of your educations. You need financial help. If you only have one money-maker at home, you are out of luck. If you are a parent or a young adult fresh out of school and trying to make your way, you know what the economic challenges I am discussing are. The USA is currently the richest country in the world, but it is way down (40) on the world’s happiest countries list. Why is it economically so difficult for the everyday family in the USA?

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